A decline is usually a file problem rather than a verdict on the business. Most of the time nobody explained which part, which is why the next application fails the same way.
In aerospace, defense & precision manufacturing, the same handful of things account for most declines. None of them is a verdict on the business.
Check the Level 3 fields
Review the acceptance setup
Tie PO to settlement
Connect the ERP
We will show what is settling at consumer rates that should not be, with the arithmetic.
Being declined once does not disqualify a business. It does mean the next file has to answer the objection rather than repeat the application — and nobody can do that without knowing which objection it was.