AltirasPay
SHOW US WHAT YOU’RE PAYING.

Show us what you’re paying. We’ll show you what we’d change.

Send us one merchant statement. We’ll break down what you’re really paying, where the money is going — and whether there’s a better structure for the way you actually do business.

Processing statements are deliberately hard to compare. Interchange. Assessments. Basis points. Transaction fees. Downgrades. Monthly fees. Gateway charges.

You shouldn’t have to become a payments expert to figure out whether you’re getting a good deal.

QUICK REPORT
MOBILE PHONE REQUIRED*

Have your statement handy?

Attach it, tell us who you are and where to text you, and we'll send a link to the analysis. No account, and we read the business details off the statement.

Attach your statement to continue.

The file goes straight into a private store — never an inbox. How we handle documents.

No commitment. No application required. If your current processor is already giving you a strong deal, we’ll tell you that too.

Or answer a few questions insteadHave the statement handy? Every page, including the ones that look like nothing — the fee detail is usually on those.

This is what comes back

Your processor may quote one rate while the statement tells a different story. This is a real analysis with the business name, merchant ID, processor and dates removed — every figure exactly as it was calculated, four pages naming each cost line, who sets it, and what can actually move.

First page of a sample AltirasPay statement analysis
  • Your effective rate

    Total cost against total volume — the number that compares two processors honestly.

  • Pass-through, separated from margin

    What the card networks set and nobody discounts, apart from what a processor actually charges.

  • Named findings, with dollars

    Each one says what it is, what it costs a year, and whether it was read from the statement or modeled.

  • What could realistically move

    Capped by what is actually negotiable rather than a percentage of your whole bill.

Open the sample analysis

Want a 10-second gut check first?

Don’t have time to upload a statement yet? Give us two numbers from your latest statement.

How do you mostly take payments?

Card present, chip or tap, consumer cards

This quick calculation gives you a starting point. A full statement analysis goes much deeper.

We’re not here to win a math contest

We’re here to see whether we can get you a better processing deal.

AltirasPay works with merchants across traditional, specialty and complex payment environments. That means we’re looking beyond a teaser rate.

  • What are you processing?
  • How are you processing it?
  • What are you paying now?
  • Is there a better place for the account?

Sometimes the opportunity is pricing. Sometimes it’s the processor. Sometimes it’s the payment setup. Sometimes the merchant already has a good deal.

The statement usually tells us where to start.

Let’s see what you’re really paying

A few details, then a secure link to send the statement. It goes straight into a private store — not into anyone’s inbox.

We'll tell you how to send the statement securely. Don't email card numbers or bank credentials to anyone, including us — how we handle documents.

What happens next?

  1. 01
    We break it down

    We review the statement, pricing structure, processing costs and areas that deserve a closer look.

  2. 02
    You get the numbers

    We’ll show you what we found in understandable dollars and percentages.

  3. 03
    You decide what happens next

    If there’s a meaningful opportunity, you can talk with AltirasPay about available processing options. If there isn’t, you still walk away knowing more about what you’re paying.

Your statement. Your numbers. Your decision.

No application required to request an analysis. Processing programs and pricing are subject to merchant type, transaction characteristics, processor availability and independent underwriting where applicable.