An equipment company may process a $150,000 machine sale in the morning and a $600 repair invoice that afternoon.
Those should not be treated as identical transactions.
One large transaction, usually better split across rails
Recurring revenue with adjustments at the end
Steady commercial-card volume where Level 3 applies
Accept appropriate deposits electronically while moving larger final settlement to card, ACH or wire depending on the transaction. Interchange on a six-figure machine is rarely proportional to the margin on it.
Rental is recurring revenue and should be billed like it.
Technicians can generate payment requests tied to the work order, so the invoice does not wait for someone to get back to an office.
Commercial-card optimization and purchasing-card data where appropriate. This is the steady stream, and it is usually the one leaking money.
Store the record that answers a condition dispute months later.
AltirasPay is not the acquiring bank, the processor, the gateway or the payout institution. We help work out what needs to happen, what technology is needed, which rails fit, what the bank needs to see and which partners may fit. Final underwriting, pricing, approval, supported transaction types and rail availability remain with the acquiring bank and payment provider.
The largest sale, the monthly rental and the average service invoice. Those three numbers decide the structure.
