Underwriting is not looking for a reason to say no. It is looking for enough evidence to say yes, and most delays are a missing document rather than a decision.
Underwriting is reading a description of this path. The clearer it is, the less there is to ask about.
Running alongside: LEVEL 2 / 3 DATA · CARD ON FILE · CONTRACT PRICING · PAYMENT HISTORY · STATUS TRACKING · SETTLEMENT.
Allow approved customers to handle their own account without a phone call.
Transmit enhanced eligible B2B transaction information where supported. Nearly every card touching a distribution account is a commercial card, and most merchants who qualify are not sending the fields.
Give larger customers an economical electronic payment option, which by value will usually be most of the volume.
Create properly authorized repeat-payment workflows for established business customers. A stored-credential transaction disputed without written authorization is hard to defend.
Connect payments to the records that already exist.
Every invoice should have a status anyone can read.
Send a sample invoice and a month of card volume, and we will map the portal and the cost side together.
The exact document list depends on the business rather than the industry, so we resolve it against what you tell us instead of sending everyone the same checklist. Sam can give you yours in about a minute.
Applying commits you to nothing and is not an approval. The acquiring bank decides placement, pricing and terms — we build the file and tell you honestly what it is likely to meet.
